Looking to consolidate all your debt into one flexible payment? Then Pay 1 is for you. These loans can be secured both internally and externally by cash and member funds and also using the equity in your home.

Ordinary Share requirement of 10% (5% if loan amount is $2M and over) of the loan amount
Permanent Share requirement
$5,000.00 for loans under $500,000.00
$10,000.00 for loans over $500,000.00

Maximum of 240 months (20 years) repayment term depending on the security used
Compulsory Share Savings of 10% of monthly payment.
Employment tenure: permanently employed for at least 6 months or 1 year renewable contract
Loan amount based on affordability
Securities
Real Estate / Motor Vehicle / Cash- Internal or External
Insurance Policy / Stocks & Shares
*Conditions apply